Terms of Service

Agreement to Terms

By accessing or using oittalkstech.com ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Website. These Terms apply to all visitors, users, and others who access or use the Website.

Use License

Permission is granted to temporarily access the materials on oittalkstech.com for personal, non-commercial use only. This is the grant of a license, not a transfer of title.

Under this license, you may not:

• Modify or copy the materials
• Use the materials for commercial purposes without written authorization
• Attempt to decompile or reverse engineer any software on the Website
• Remove any copyright or proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server
• Use any automated system to access the Website in a manner that sends more requests than a human can reasonably produce

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Otis Investments LLC at any time.

Disclaimer

The materials on oittalkstech.com are provided on an "as is" basis. Otis Investments LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Important Notice: The personality and IQ tests provided on this Website are for entertainment and educational purposes only. They are not professional psychological assessments and should not be used as a substitute for professional advice, diagnosis, or treatment. Results should be interpreted with caution and should not be used to make significant life decisions without consulting qualified professionals.

Further, Otis Investments LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Otis Investments LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on oittalkstech.com, even if Otis Investments LLC or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on oittalkstech.com could include technical, typographical, or photographic errors. Otis Investments LLC does not warrant that any of the materials on its Website are accurate, complete, or current. Otis Investments LLC may make changes to the materials contained on its Website at any time without notice. However, Otis Investments LLC does not make any commitment to update the materials.

User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Website.

You are responsible for safeguarding the password that you use to access the Website and for any activities or actions under your password, whether your password is with our Website or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Intellectual Property

The Website and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of Otis Investments LLC and its licensors. The Website is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Otis Investments LLC.

User-Generated Content

Our Website may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, or other material ("Content"). You are responsible for the Content that you post on or through the Website, including its legality, reliability, and appropriateness.

By posting Content on or through the Website, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Website.

You represent and warrant that:

• The Content is yours or you have the right to use it and grant us the rights and license as provided in these Terms
• The posting of your Content on or through the Website does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person

Prohibited Uses

You may not use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To exploit, harm, or attempt to exploit or harm minors in any way
• To transmit any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate Otis Investments LLC, an employee, another user, or any other person or entity
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To use the Website in any manner that could disable, overburden, damage, or impair the site

Links to Other Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by Otis Investments LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Otis Investments LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Termination

We may terminate or suspend your account and bar access to the Website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. If you wish to terminate your account, you may simply discontinue using the Website.

Indemnification

You agree to defend, indemnify, and hold harmless Otis Investments LLC and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of your use and access of the Website, or a breach of these Terms.

Limitation of Liability

In no event shall Otis Investments LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Website.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

Contact Us

If you have any questions about these Terms, please contact us:

Otis Investments LLC / Oti Talks Tech

2659 S Barrington Ave, Apt 204

Los Angeles, CA 90064

Email: contact@oittalkstech.com